Despite its official-sounding name, chapter 20 is not a type of bankruptcy you can file but rather a strategic way of using a combination of chapter 7 and chapter 13 to deal with debt that neither individual bankruptcy option can handle alone. While it's not a good option for every type of financial situation, here are two times when it can be beneficial.
You Have Way Too Much Debt
Chapter 13 bankruptcy lets you pay off your debts over a period of 3 to 5 years.
With so many charges against you and a possible jail or prison sentence looming against you, it can be hard to understand what your options are. A criminal defense attorney is your key to helping you navigate your case best, and this professional can assist you in minimizing your sentence, if possible.
If the prosecuting attorney is looking to fit you with a plea deal and you haven't accepted yet — or even if you have — then it's time to consult with a criminal defense attorney.
When you file for bankruptcy, you will have to have a meeting with your creditors. Before you meet with your creditors, you should take the time to be prepared to make the process more smoothly. Here are some things you can do:
Supply Documentation to Your Attorney
You will have a list of documents you need to provide to your attorney. Your documents should be copies rather than your originals. The documents should include your proof of income, bank statements, and all correspondence of financial accounts such as pensions, investments, and the like.
However you have arrived at asking this question, the circumstances are difficult and would leave anybody wondering what to do and whether they could ever win. Nobody wants to battle for children that they care about, but there is some help at hand.
It is absolutely possible for non-biological parents to win custody; however, to be successful in a case like this, you would need a family attorney to assist you and put forward a case.
When you're a divorced parent, you naturally expect to pay your fair share of the child support. But, what happens when your ex-spouse doesn't seem to want to play fair? If your ex-spouse is purposefully unemployed (or vastly under-employed), you may have a good reason to ask the court to impute their income to make the child support calculations fairer.
What does it mean to ask the court to "impute" income to your ex-spouse?